Health & Life, Made Simple.
Your Insurance Guide for Florida & Georgia
Independent by Nature
No hidden agenda — just the right fit.
I’m Justin Tomlin, an independent licensed agent based in Gainesville, Florida. I have no carrier quotas, and no agenda other than yours.
Coverage for Every Stage
Health Insurance
Navigating health insurance doesn’t have to feel overwhelming. As an independent insurance agent, I provide start-to-finish guidance, from a complete needs assessment, to plan review, to enrollment support for Medicare — including Medigap, Medicare Advantage, and Part D — and ACA Marketplace coverage for individual and families.
Life Insurance
Life insurance protects the people who depend on you — and the right coverage looks different for everyone. I work with multiple carriers to help you find term life or whole life coverage, including final expense options, that fits your life and your budget.
Temporary Coverage
Maintain continuous health coverage during life’s transitions. Short-Term Limited Duration Insurance (STLDI) is for those between jobs, aging off a parent’s plan, or awaiting Medicare eligibility. Global Medical plans provide international coverage for expats and international travelers.
Simple and Effective Process
The Conversation
We start with a brief discussion to understand your health, life or coverage priorities. I’ll explain how I can help and outline our next steps—no obligation, no pressure.
Education First
Before reviewing any plans, I walk you through the products you’re interested with plain terminology. A Scope of Appointment may be required for Medicare discussions.
Plan Review to Enrollment
I present coverage options that fit your needs and budget. Before you enroll, I’ll ensure you fully understand your coverage. I remain your agent as a local contact.
Real People. Real Results.
“Would love to leave two (2) more stars for Mr. Tomlin. He goes out of his way to make sure that all your insurance coverage is up to date…”
★★★★★
Paul B. (FL)
“Always going out of his way to make sure all my questions were answered. Very nice to deal with, would recommend to anyone.”
★★★★★
Marvin F. (FL)
“…thank you very much for taking great care of me on my Medicare needs. Great customer service. Awesome Personality…”
★★★★★
Stephen H. (FL)
Reviews collected from the CHL Insurance Solutions Google Business Profile ↗
Your Insurance Guide
Straightforward education on the coverage decisions that matter.
No sales pitch. No jargon.
