Local Agent. Local Advice
Hi, I'm Justin Tomlin, a licensed insurance agent.
I started CHL Insurance Solutions to help make health coverage less confusing.
I work with individuals and families across Florida and Georgia to find Medicare, ACA Marketplace, and Supplemental "Gap" Health plans that actually fit their lives and budgets. Because I'm independent, I'm not tied to any single carrier — my job is to find the right plan for you, not the most convenient one for me.
My services are always free to you. Let's find your plan together.
Coverage for every stage of life
Understanding Your Medicare Options
The most expensive Medicare plan is the one that doesn't fit your life. Whether you prefer the predictable open access of a Medicare Supplement (Medigap) or the lower premiums and all-in-one convenience of Medicare Advantage, I'll help you find the right balance for your budget. Together, we’ll weigh monthly premiums against potential out-of-pocket costs and network needs to ensure your coverage truly protects you.
ACA / Marketplace Health Plans
Navigating the ACA Marketplace doesn’t have to be a guessing game. Whether you are looking for a subsidized Silver plan with low out-of-pocket costs or a high-deductible Bronze plan to keep your monthly premiums at a minimum, I’ll help you find the right fit for your income and doctor needs. Together, we’ll balance monthly costs against your specific medical requirements to ensure you get the most value from your 2026 coverage.
Gap Coverage
Supplemental "Gap" coverage is the safety net for the gaps Medicare and major medical plans leave behind. Whether you are looking for a Dental plan to protect your smile, or a Hospital Indemnity policy to provide a cash benefit when you need it most, I'll help you find the right shield for your savings. Together, we’ll ensure a health crisis doesn’t become a financial one.
Ready to Find Coverage?
I'd love to sit down with you, whether in-person, or over the phone, and walk through your options at no cost.
My office is conveniently located near The Oaks Mall in Gainesville, FL. Free parking and WiFi is available. To respect the time of clients I may be meeting with, appointments are appreciated. Give me a call at 352-448-7012. Or email me at Justin@FloridaAgent.org
What My Clients Are Saying:
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"would love to leave two (2) more stars for Mr. Tomlin. He goes out of his way to make sure that all your insurance coverage is up to date and serviced extremely well! Always available or returns my calls immediately !!!" ~ from Paul B.
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"Always going out this way to make sure all my questions were answered. Very nice to deal with would recommend to anyone." ~ from Marvin F.
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"Justin Tomlin, thank you very much for taking great care of me on my Medicare needs. Great customer service, Awesome personality, and your knowledge explaining to me all my options to make the right choice. Thank you very much." ~ from Stephen H.
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We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. For Medicare-eligible individuals, please visit Medicare.gov for the official Buyer’s Guide.
No individual applying for health coverage through the Marketplace will be discouraged from applying, turned down, or charged a higher premium because of health status, medical history, disability, or genetic information. The Federal Marketplace or any State-Based Exchange do not deny coverage based on race, color, religion, national origin, sex, sexual orientation, marital status, personal appearance, or political affiliation.
Gap coverage, including Fixed Indemnity, are LIMITED POLICIES. This coverage is NOT major medical insurance and does not satisfy the minimum essential coverage requirements of the Affordable Care Act (ACA). It is not a substitute for comprehensive health insurance. Limitations and exclusions apply, and plan availability varies by state.