Health & Life Insurance Clarity for Florida & Georgia Residents
Justin Tomlin | Principal Agent
Insurance is more than just a policy—it’s a series of decisions that impact your future. I started CHL Insurance Solutions because I believe those decisions should be made with confidence, not pressure.
As an Independent Licensed Agent in Florida and Georgia, my primary goal isn’t to "sell" a plan—it’s to ensure you understand the landscape. I take an education-first approach, breaking down the fine print so you can see the full picture. Because I work with multiple quality carriers, I have the flexibility to help you find the specific coverage that fits your life, your budget, and your priorities.
Straightforward, Educational Guidance For:
Health Insurance: Including Medicare, ACA Marketplace, and Bridge coverage.
Supplemental Protection: Gap and ancillary plans to cover what health insurance misses.
Life Insurance: Policies to protect your family’s financial legacy.
I am here to explain your options clearly, answer your questions without obligation, and support you through the enrollment process from start to finish.
Health Insurance
I provide dedicated enrollment support for two distinct paths: Medicare-eligibles: Supplements and Advantage plans; and ACA Marketplace solutions for individuals and families in Florida and Georgia. Whether you are shopping ACA coverage or turning 65, I ensure your coverage aligns with your health needs.
Supplemental Insurance
Standard health plans often leave you responsible for high deductibles and unexpected coinsurance. Hospital Indemnity and other gap protection solutions bridge these financial gaps, providing a direct cash benefit to protect your savings during a major medical event.
Life Insurance
Secure your family's future with life insurance. Use my interactive tool to compare quotes for Term, Whole, and Universal Life insurance instantly. I help you understand your options so you can find the right coverage for each life stage.
What to Expect Working With CHL Insurance Solutions.
Step 1:
Introduction & Needs Discovery
We begin with a brief conversation to identify your specific health or life insurance priorities. I’ll explain exactly how I can assist you in navigating the market across Florida and Georgia and create a clear roadmap for our next steps.
Step 2:
Compliance & Education
Before reviewing plans, we handle required steps like the Medicare Scope of Appointment (SOA). I then provide a plain-English "crash course" on the products you’re interested in, ensuring you understand how they work before we look at any specific carriers.
Step 3:
Plan Review & Enrollment
We’ll review a curated selection of plans that meet your criteria with a zero-pressure, no-obligation approach. My goal is to ensure you fully understand your new coverage before enrollment. Once active, I remain your dedicated agent and direct point of contact for life.
What Do Clients Say About Working With Justin Tomlin?
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"would love to leave two (2) more stars for Mr. Tomlin. He goes out of his way to make sure that all your insurance coverage is up to date and serviced extremely well! Always available or returns my calls immediately !!!"
~ Paul B., FL
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"Always going out this way to make sure all my questions were answered. Very nice to deal with would recommend to anyone."
~ Marvin F., FL
⭐️⭐️⭐️⭐️⭐️
"Justin Tomlin, thank you very much for taking great care of me on my Medicare needs. Great customer service, Awesome personality, and your knowledge explaining to me all my options to make the right choice. Thank you very much."
~ Stephen H., FL