Find local Individual & Family (ACA) options.

We can help you figure out what affordable plans are available in your area and help you navigate benefits and plan options with ease.

Maintaining independence from any one carrier means providing direct, unbiased plan comparisons. We'll also help you calculate and maximize your premium tax credits (subsidies) to make your coverage as affordable as possible.

Let Justin Tomlin and CHL Insurance Solutions be your long-term partner to simplify your ACA options, ensure compliant re-enrollment, and provide dedicated support all year long.

ACA Open Enrollment is Nov 1 - Jan 15

What is Consumer Consent? And why/when is it necessary?

Consumer Consent Explained:

Marketplace assistance is highly regulated by the Centers for Medicare & Medicaid Services (CMS). We are required to obtain your explicit consent to ensure we act only on your behalf and protect your personal information.

Exception: If you enroll yourself through our Shop & Enroll link, consent would NOT be required.

Your consent serves two primary purposes:

Permission to Act: It gives us, the assisting Agent/Broker, the necessary permission to legally access your Marketplace application, input your data, review your eligibility, and submit your application for coverage and financial assistance (subsidies/APTC), if applicable. Any changes (mid-year or otherwise) would only be made with your permission.
Privacy Protection: It confirms your understanding of how your Personally Identifiable Information (PII) and Protected Health Information (PHI) will be used—only for the purpose of providing, enrolling, and servicing your health coverage from the Marketplace (state-based or federal)

By completing the linked consent form below, you are taking an active step to authorize us to assist you throughout the enrollment process.

Please know that no changes would ever be made without your explicit permission. This formal step just ensures both parties know what is expected moving forward.

Click This Secure Link* to provide consumer consent

Shop and Enroll in ACA-compliant Health Coverage

Click This Secure link to shop and enroll in ACA-compliant health coverage

Need help calculating your Modified Adjusted Gross Income (MAGI)? Click here for a tip sheet.

Disclosure: By clicking the secure quote link provided above, you will be leaving this website and navigating to our secure enrollment platform hosted by INSXCloud. This platform is a licensed and approved technology used by CHL Insurance Solutions to provide accurate quotes and facilitate enrollment for Affordable Care Act (ACA) and Marketplace plans (including Federally Facilitated Marketplace, and Georgia's State-Based Marketplace).

Please note the following:

Third-Party Platform: INSXCloud is a third-party technology provider. While we utilize this platform for quoting and enrollment, all information collected is governed by the terms and privacy policies of both INSXCloud and the individual insurance carrier
Carrier Quoting: The quotes provided on the INSXCloud platform are sourced directly from the respective external insurance carriers
Licensing: We, Justin Tomlin and CHL Insurance Solutions, are licensed and authorized to sell these specific ACA/Marketplace health plans
No Guarantee of Coverage: Obtaining a quote through this link does not constitute an offer or guarantee of coverage. Final eligibility, subsidy amounts, and coverage are subject to verification by the official Health Insurance Marketplace and the chosen carrier upon completion of a formal application.
Consumer Consent: No consent is required if you complete the enrollment process via a self-enroll link provided. If you would like our help with the application process, consent would be required.

Would you like to Book an Appointment? We offer convenient online scheduling.

👉 Pick a Date & Time 👈

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Find local Individual & Family (ACA) options.

ACA Open Enrollment is Nov 1 - Jan 15

What is Consumer Consent? And why/when is it necessary?

Click This Secure Link* to provide consumer consent

Shop and Enroll in ACA-compliant Health Coverage

Click This Secure link to shop and enroll in ACA-compliant health coverage

Government Resources

Social Sites (links direct to social sites)

Frequently Asked Questions

Is CHL Insurance Solutions an insurance company?

No, we are not an insurance company; we are a licensed insurance agency. This means we do not issue or underwrite the policies. Our role is to provide you with plan advice, explain your coverage options, and assist you with the enrollment process.

How much do you charge for your services?

We do not charge you any fees for our guidance or enrollment assistance. Our compensation comes directly from the insurance carrier you choose, which means you receive our personalized help at absolutely no cost to you.

Do you work with multiple carriers?

Can I expect support after enrollment?

Absolutely! Our support does not stop after enrollment. We offer our clients continued post-enrollment assistance with administrative tasks and are here every year during Open Enrollment to ensure your plan remains the best fit.