Unexpected Protection for Unforeseen Accidents
Individual & Family Accident Insurance
Accidents happen when you least expect them, and the resulting costs can quickly escalate—even with major medical coverage. Accident Insurance provides a direct, lump-sum or scheduled cash benefit when you or a covered family member suffers an injury due to a covered accident.
Why Should You Consider Purchasing Accident Insurance?
This supplemental insurance is designed to pay cash benefits directly to you, helping with the immediate and ongoing costs of an accidental injury. The payment is made regardless of your major medical plan's deductible or copayments. You can use the funds for anything—emergency room visits, ambulance fees, X-rays, physical therapy, or even lost wages while you recover.
What Accident Insurance Helps Cover:
Accident-Related Care: Benefits for covered injuries requiring medical attention, such as fractures, dislocations, or burns
Emergency Services: Payments for ambulance transportation and emergency room treatment
Hospitalization & Treatment: Cash benefits for necessary follow-up care, including hospital confinement and physical therapy
Finding the right supplemental protection for you or your entire family is easy. Speak with an Independent Licensed Agent to compare options designed to fit your needs and budget.
Disclosure: This is a solicitation for insurance. This is a Limited Benefit Policy and is NOT Major Medical Insurance or Minimum Essential Coverage (MEC) under the Affordable Care Act (ACA). This coverage is supplemental only. Not all applicants may qualify.