Financial Security for Life's Major Health Challenges
Individual Critical Illness Insurance
A critical illness diagnosis can be emotionally and physically taxing, but it often brings unexpected financial stress as well. Critical Illness Insurance is designed to provide a lump-sum cash payment upon the diagnosis of a covered condition, helping you focus on recovery instead of finances.
Why Should You Consider Purchasing Critical Illness Insurance?
This type of supplemental coverage delivers a single, direct cash benefit after a qualifying diagnosis (such as heart attack, stroke, or cancer). The payment is made regardless of your major medical plan's deductible or copayments. You are free to use the funds as you see fit—to cover treatment costs, specialized travel, or keep up with household bills and expenses while you are unable to work.
What Critical Illness Insurance Helps Cover:
Lump-Sum Cash Benefit: A predetermined payment upon diagnosis of a covered illness
Covered Conditions: Typically includes diagnoses like cancer, heart attack, stroke, and organ failure (check plan details for full list)
Financial Flexibility: Funds can be used for non-medical expenses, specialized treatments, or living costs
Finding the right supplemental protection for you or your entire family is easy. Speak with an Independent Licensed Agent to compare options designed to fit your needs and budget.
Disclosure: This is a solicitation for insurance. This is a Limited Benefit Policy and is NOT Major Medical Insurance or Minimum Essential Coverage (MEC) under the Affordable Care Act (ACA). This coverage is supplemental only. Not all applicants may qualify.