Accidental Death (AD) Insurance: Essential Financial Protection
Affordable Coverage for Individuals and Families
Accidental Death (AD) insurance is a vital part of your overall financial security plan. Accidents are unpredictable, and they can happen to anyone at any time. This coverage is designed to provide a financial safety net for your loved ones if your death is the result of a covered accident, helping them manage immediate expenses and maintain their financial footing during an incredibly difficult time.
Why Should You Consider Purchasing Accidental Death Insurance?
AD insurance offers an affordable way to provide your family with crucial financial assistance in the event of an unexpected, tragic accident.
Financial Safety Net: The payout can help cover immediate needs like funeral costs, outstanding debt (mortgage, car loans), and daily living expenses while your family adjusts
Simplicity and Affordability: It is often less expensive and easier to qualify for than traditional life insurance, providing a cost-effective layer of protection
Complements Existing Coverage: It can be a great supplement to your existing life insurance, ensuring a higher benefit is available specifically for an accidental death scenario
What Accidental Death Insurance Helps Cover:
AD insurance pays a lump-sum benefit to your chosen beneficiaries upon your death resulting directly from a covered accident.
Covered Death Benefit: A cash payout to help your family cope with the loss of your income and cover expenses
Common Coverage: Motor vehicle accidents, falls, drowning, fire, and other non-illness related causes of death
Finding the right supplemental protection for you or your entire family is easy. Speak with an Independent Licensed Agent to compare options designed to fit your needs and budget.
Disclosure: This is a solicitation for insurance. This is a Limited Benefit Policy and is NOT Major Medical Insurance or Minimum Essential Coverage (MEC) under the Affordable Care Act (ACA). This coverage is supplemental only.
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